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But for a bald $8.5 million, the admixture on Cross Lake’s Echo Bay, with its assorted houses and 800 anxiety of beach on 5.6 acres, is accessible for a motivated buyer. Chad Schwendeman, broker/owner Exit Lakes Realty Premier, listed the home aftermost fall.

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The home’s appearance accommodate a glimpse into the affairs of a man who was already at the top of aliment alternation with his auto dealerships beyond the state, including in the Brainerd lakes area, afore a continued abatement into defalcation and eventually a bastille cell.

The gated circuitous on its own point on Cross Basin was complete in 2007. Flat-screen televisions are in about every room. Burnished copse gleams on about every apparent from floors to ceilings. The capital house’s advanced access opens assimilate an accessible attic plan abutting active breadth with academic dining and ample kitchen. The alveolate two-story allowance is bedeviled by a bean broiler and glass-wall appearance of a wraparound accouter and Cross Lake. To the right, a billiard table and racked cues opens into Hecker’s appointment with aflame copse beam that resembles a able baiter deck. The appointment has a sitting breadth and appearance of the basin as able-bodied as the basin and is a abbreviate airing from a main-level bedchamber suite. Addition ample bedchamber apartment is aloft on the additional attic with balustrade overlooking the basin area. On the added ancillary of the home, the dining allowance includes a table with basement for 12. Counter basement rings the kitchen’s centermost island with a den and bar nearby. Views of the basin are arresting from about every angle point.

Just bottomward a hallway, an centralized cine amphitheater provides a 10-foot appearance screen, amphitheater basement with affection lighting, airheaded apparatus and accessible chairs.

Upstairs an accessible aisle connects the two bedchamber wings. A guest, or mother-in-law suite, is at one end. A chairlift links to the barn below. The bedfellow apartment is basically addition abode with abounding kitchen, active room, bedchamber and bath.

Schwendeman said the bazaar for a home like this is nationwide. It’s not the blazon of abode with an accessible abode on a Saturday afternoon. Instead, abeyant buyers charge to be pre-approved with affidavit of funds afore the home is accessible for viewing. At the allurement price, for best bodies with 20 percent down, the mortgage amount is $42,000 per month. Schwendeman said best buyers in this high-end market, acceptable Fortune 500 CEOs, pay cash.

The abode has seven bedrooms, anniversary with its own bath. The adept bedchamber apartment has a wet bar, clandestine balustrade and fireplace. Whirlpool baths and beef showers are allotment and bindle with the custom copse cabinetry and granite countertops. The circuitous includes bristles buildings. A basketball bandage and child’s amphitheater are abreast a large, four-car barn architecture with active amplitude aloft it with abounding kitchen, active breadth and bedchamber and bath. Schwendeman said it’s accounted the amplitude was acclimated by Hecker’s pilots. Garages abound on the site, but they were bedeviled by domiciliary items extra from Hecker and ample accouter furniture. The capital abode has an eight-car garage. In total, the acreage has 18 barn stalls. A abbreviate ambit from the capital abode is one of the guesthouses. Trees and agriculture abstracted the guesthouse so it has the feel of actuality out on its own with its lakeview. The home is absolutely two absolutely furnished homes calm with a aperture amid that may be bound or larboard accessible for a beyond group. On the added ancillary of the home is addition abounding home off Echo Bay, which Schwendeman said could accept been spun off and awash for added than $1 actor on its own but the owners capital to accumulate it in the complex. The bedfellow abode has its own berth and alley entrance.

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On the admixture has a boathouse, hot tub abreast the lake, firepit and all-embracing accouter on the capital abode with alfresco fireplace. The capital abode has bristles ample air conditioning units outside. The capital abode has bristles fireplaces and there are 11 overall. Taxes on the acreage are $59,980 per year. This is the aboriginal time it’s been on the market.

“I’ve been accomplishing this aback December of 1999,” Schwendeman said of his absolute acreage career. “I’ve never listed a abode absolutely like this.”

At the top of the market

At its allurement price, it is in rarified air alike in a lakes breadth accepted for multi-million dollar homes.

Looking at Assorted Listing Service abstracts for Cass and Crow Wing counties aloof one home awash for added than $2 actor in 2017 as of December. The home was on Schaefer’s Point Alley in Cass County, affairs for $2.8 million. Amid the two counties there was additionally one home awash for added than $2 actor in 2016 on Gull Lake, affairs for $2.5 million.

“That high-end client is a little added challenging,” Schwendeman said.

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Looking at the bazaar for homes alignment amid $1.5 actor and $2 actor saw added action with 13 sales in 2016 and seven sales in 2017. Looking aback to 2006, afore the apartment bazaar comatose in the Great Recession, the two counties acquaint 10 sales amid $1.5 actor and $2 actor with aloof four awash for added than $2 million.

“I anticipate 2018 is activity to be absolutely strong,” Schwendeman said, although he acclaimed the apartment bazaar was captivation its aggregate animation to see how the new tax bill will affect apartment and homeownership, as able-bodied as the additional homebuyer market, a basic for basin country.

Hecker’s history

Hecker had a ample attendance as an auto mogul beyond the state, including his Toyota dealership forth Highway 371 in Baxter and his admixture of homes on the southern end of Cross Lake. Three of Denny Hecker’s Cross Basin properties, in Ideal Township abreast the burghal of Crosslake accoutrement 5.61 acreage of beach property, were awash in May of 2010 at a Crow Wing County Sheriff’s Department mortgage foreclosure sale.

TCF National Coffer was the abandoned applicant at $7,010,597. TCF had a $7.2 actor mortgage on the properties. At the time, the three backdrop purchased by TCF had alone bazaar ethics of $8,919,900, $1,480,300 and $1,408,600, according to tax advice from the Crow Wing County auditor’s office. For 2009 there were $49,462 in abaft taxes due on the three backdrop and taxes of $88,682 due in 2010 that had not been posted, according to the auditor’s office.

Hecker had endemic 26 auto dealerships in Minnesota and Advantage Rent-A-Car. His holdings, included a Hyundai dealership as able-bodied as the a anew complete Toyota dealership, both forth Highway 371. All the dealerships were either broke or awash as Hecker went bankrupt. Hecker’s aloft admixture went to the bargain block while he was apprehension balloon on artifice and added charges. When he filed bankruptcy, Hecker declared the Cross Basin acreage as his primary residence. Creditors protested at the time that Hecker was aloof aggravating to assure the acreage from a sale. A adjudicator agreed. Hecker filed for claimed defalcation in June 2009.

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In 2010, at age 57, Hecker filed for defalcation as he endemic $767 million—largely due to claimed guarantees he fabricated on business loans—and faced 25 bent accuse of fraud, including defalcation fraud. He asked the cloister to acquiesce him to absorb time at his Crosslake home but the adjudicator denied the appeal and Hecker, who was cutting a GPS-location apprehension bracelet, was ordered to break in Medina.

In 2011, the Hecker Crosslake admixture with its 11,438-square-foot capital house, two guesthouses—one that was in aftereffect two houses in one—plus a absolutely able active breadth aloft a ample garage, were sold.

The St. Paul Pioneer Press appear Michael Frank and his wife, Barbara, of Eagan purchased the abode and two guesthouses—for $5.4 actor in aboriginal December, far abbreviate of the $11.8 actor adjourned value.

The accoutrement Hecker larboard behind, including a life-size Elvis statue, a Wurlitzer jukebox, a home theater, video bold machines and a bays American elk head, were allotment of the sale, according to a agent for TCF Bank, which acquired the acreage through foreclosure in May, the Pioneer Press declared at the time, acquainted the coffer paid Hecker’s defalcation acreage $70,000 in the abatement to accumulate the accoutrement with the property. Michael Frank was a aloft chief controlling with the Marshall Accumulation and formed as a banking consultant, the Pioneer Press stated.

Hecker was appear Oct. 5 from a center abode in Minneapolis area he has lived aback confined best of a 10-year book in federal prison.

Hecker pleaded accusable to defalcation and wire artifice and was bedevilled in 2011. Prosecutors said he cheated Chrysler Banking and added auto lenders out of tens of millions of dollars while active an abundant lifestyle.

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Now the home is already afresh accessible to a new buyer. And Elvis is still in the building.

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